Winter in Mechanicsburg brings freezing temperatures that can wreak havoc on your home. One of the most common winter-related issues homeowners face is frozen pipes. When water freezes inside your pipes, it expands, often causing the pipes to burst and leading to costly water damage. Patriot Insurance Group is here to help you understand how home insurance can protect you from these winter woes.
What Happens When Pipes Freeze?
Frozen pipes can occur in areas of your home that aren’t properly insulated, such as basements, crawl spaces, or exterior walls. When the water inside the pipes freezes, it expands and creates pressure, which can cause the pipe to crack or burst. The result? Water flooding your home, damaging floors, walls, and personal belongings.
Does Home Insurance Cover Frozen Pipes?
In many cases, home insurance policies cover water damage caused by burst pipes, but there’s a catch: the damage is typically covered only if the homeowner took reasonable steps to prevent the pipes from freezing. For example, keeping your home heated and insulating exposed pipes are considered preventive measures. Patriot Insurance Group, serving Mechanicsburg, PA, can help you review your policy to ensure you’re covered for these types of incidents.
How to Prevent Frozen Pipes
- Keep your thermostat set to at least 55°F, even when you’re away.
- Insulate exposed pipes in unheated areas of your home.
- Let faucets drip during extreme cold to keep water flowing.
- Seal cracks and openings around doors and windows to keep cold air out.
Don’t let frozen pipes catch you off guard this winter. Patriot Insurance Group is here to help Mechanicsburg homeowners stay protected with comprehensive home insurance coverage. Contact us today to learn more about your options and ensure your home is ready for the cold months ahead.
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